Category Archives: Economics

Early Black Friday Shopping Deals 2020 That You Can Take Advantage of from Mexico

Although I ventured out during the extended Buen Fin here in Mexico, my Black Friday and Cyber Monday shopping will be entirely online. Yes, Black Friday is still a few days away. However, I thought I’d share some Black Friday deals that start NOW. 

Herbal Academy

Get your favorite herbalist a gift from Herbal Academy. Herbal Academy Goods Shop products are 20% off with coupon code GIVETWENTY now until November 30. Textbook sets are excluded.

My favorite item in the store is the Self-Care Journal, because we all need a bit more of that this year! Herbal Academy ships internationally, but has been experiencing some delays in shipping because of the COVID-19 situation, so order early!

If you are looking for something to fill the quarantine hours, Herbal Academy is an excellent option for online classes as well. First time registrations to The Herbarium are just $34.99 (no coupon needed) also until November 30. 

Amazon

Amazon is another place that you can get your Black Friday deals now. Not everything featured in the deals section ships to Mexico, but it makes a great place to start if you are sending gifts this year rather than doing in-person festivities.

Amazon Mexico is also having some Black Friday sales. Recently I saw that you can purchase on Amazon Mexico and pay at OXXO. Imagine that!

For Reading Addicts

Are you a book lover? Do you have a book lover on your gift list? Then be sure to take a look at what For Reading Addicts has to offer. From coffee mugs to shower curtains, show your love for books with any one of these amazing products! There’s even a Christmas themed section to put you in the holiday spirit. Some products are made-to-order, so order early.

EyeBuyDirect

I just ordered my son and I new glasses last week through EyeBuyDirect. I love that I can pay using Amazon Pay. They are offering an early Black Friday sale. Buy 1 get 1 free + 20% discount with the code SNEAKPEEK. You can also get $10 off your first order with the code IFJBT2LGL1. Not only are there some gorgeous frames on sale but you can get Ray-Ban & Oakley glasses for 30% off frames and 70% off lenses with the code GIFT4U.

Zulily 

Zulily has reasonable shipping rates to Mexico. Shoes, clothing, bedding, toys, Christmas decor and more available at discounted prices. I absolutely love to get my puzzles from Zulily. They’ve certainly been a lifesaver this year with the extended quarantine. The selection available changes daily, so it’s worth spending a few days checking out what they’ve got. 

C.E. Flores

Last, but not least, I’m offering my own early Black Friday deals. 

A Woman’s Survival Guide to Disasters in Rural Mexico: A Framework for Empowered Living Through Crisis and Book Building: A Beginner’s Guide to Crafting Your Book are just 99 cents if you get them today. That is 81% off their regular price. Over the next few days, the price will go up just a little bit until they return to their regular price on November 30. 

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Filed under Economics, Mail Service and Shipping in Mexico

Notarizing Online

Although I didn’t receive one of those stimulus checks this year since I’m married to an ITIN holder, I did get a small tax refund for my 2019 taxes. Unfortunately, depositing the check into my U.S. based Capital One 360 account was an exercise in futility. Although Capital One has a banking app where theoretically I could deposit the check, it won’t work on a Mexican phone. 

So I asked my friend in Tennessee who had the check to deposit it into her account. Her bank told her they would need my fingerprint to do that. Not gonna happen. I decided that I needed to give her the Power of Attorney over my assets, such as they are. 

To do that, I’d need to have a Power of Attorney document notarized by a U.S. notary. I was going to do that when we went to renew my son’s passport in May, but then COVID happened and that trip didn’t materialize. The consulate in San Miguel de Allende still isn’t up to full service potential yet anyway. So I look at other options.

Believe or not, I learned about online notaries from a Facebook discussion thread. I didn’t end up using the notary recommended because they never answered my message, but I did find One Notary. I wrote and asked and they said yes, I could create a Tennessee Power of Attorney through their service. 

I found the document through eforms.com and downloaded that. It was $45 for the document. Then I set up an appointment with a notary at One Notary. 

Six hours before my morning appointment, I could go through the verification process. The first set of questions was easy peasy. Then I needed to take a picture of my U.S. ID (which in this case was my PA driver’s license I was able to renew on my visit last year) with my smart phone. Well, I actually enlisted my son and his new phone for this part. The verification process wanted me to enter a valid U.S. phone number, which I didn’t have. Fortunately, it also gave me the option to have the secret code emailed to me, which I could then access via phone. So I had it sent to my gmail account and my son opened the document, entered the secret code, and took the pictures. 

The app decided it still wasn’t sure I was who I said I was, so asked me a few more questions. I failed the verification since I couldn’t remember the house number of the apartment building I lived in for 6 months nearly 30 years ago. I couldn’t go through the verification process again for 24 hours, so I had to reschedule the appointment. 

The next attempt went pretty much the same. I had taken the time using Google Street view (and some assistance from my son) to find the apartment building across from the Revolutionary War cemetery in Greencastle and the other address I wasn’t sure of, the house next to the church in Lincoln. But I still failed. I rescheduled the appointment.

They say the third time’s the charm, right? Well, I got verified and made the payment of $25 for the notary service. Then I waited for the notary to arrive for our 10:00 am appointment. And I waited, and I waited. Finally at 10:30 am, I sent two messages, one to One Notary support and another to One Notary customer service. There is no chat option on the page. 

I received an email telling me that of course the notary was not signed in at 10:00 am because my appointment was for 10:30 am. I double checked the time and time zones to be sure. No, my appointment was at 10:00 am in both locations (Texas and Mexico). The person then snarkily informed me that he/she could see that the notary was now in a session with me–although that wasn’t true.

A few minutes later, I was promoted to join a notary session. The woman who appeared was not the woman I had made the appointment with, but I didn’t care. She downloaded my document and started doing what she needed to do. While she was doing that, she and I both received emails that said I would be taken care of by yet a different notary. I asked the woman not to transfer me and to finish what we had started, so we did. It took about 10 minutes. I signed the document with my mouse, initialed where I needed to put my initials and voila, finished!

I downloaded the document, which still had one blank page for my friend in Tennessee to accept the Power of Attorney. I then sent the document to her via email. She printed the document and had set up an appointment to have the acceptance notarized. My luck seemed to transfer to her. The first two appointments with the notary in Tennessee were canceled by the notary. But again, the third time’s the charm. Then, my newly empowered friend took my tax refund check and POA document to the bank. My check was promptly deposited without a hassle. The amount nearly covered the notary and document service. YEAH!

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Filed under Economics, Getting Legal

August Updates

The topic of COVID-19 has me a bit overwhelmed. So I’ve been avoiding it, well, like the plague. However, to try and unravel the current situation in Guanajuato, I thought I’d take up the gauntlet today. 

Unless you’ve been sheltering under the proverbial bushel basket, you should know Mexico has moved up in the death race. Mexico now has the third-highest death rate from Covid-19, right after Brazil and the U.S. 

To celebrate this grand event, the state of Guanajuato has moved into orange. This means, places like movie theaters, churches, and gyms can reopen, with precautions, of course. The church has disinfecting mist spray entrances, requires face masks, and is limiting occupancy to 125 people to allow for social distancing. The gyms are taking temperatures at the front door. 

These reopenings are going full steam ahead despite the Pan American Health Organization predicting a new peak in new cases in August. In fact, July 31 saw a new high of 8,458 cases that was topped August 1 with 9,556 cases. The accumulated case tally in Mexico is the sixth-highest in the world. 

Mexico City, of course, has the most active cases, followed by Mexico State. Guanajuato is in the third position, followed by Veracruz, Coahuila, San Luis Potosí, and Nuevo León tied for fourth. As if these statistics weren’t alarming enough, it’s important to take into consideration that these numbers are completely inaccurate. There is no widespread testing taking place, so it’s really anyone’s guess on the true count. 

More or less SEP’s plan for back to school

Mexico made the decision a few days ago to not return to classes. Instead, school will be available online, on the television, and through radio broadcasts. As prudent as this seems, there are some economic repercussions. On the 15th of this month, teacher contracts expire. If they will not be teaching for the foreseeable future, will they get paid? Then there are the small businesses that earn their pesos providing school uniforms and school supplies. What will happen to their livelihood? The future seems bleak for these sectors. 

Moroleon, you survived looting, flooding, the devaluation of the peso in 1995, Chinese clothing imports and you will make it through the pandemic.

Coronavirus aside, Guanajuato has also been declared a safer area with the capture of Santa Rosa de Lima Cartel leader “El Marro” this week. Apparently it took all of 15 minutes to make the arrest. Personally, I have some doubts about the whole situation. Perhaps El Marro felt it was safer in police custody for the moment. The cartel-related violence in our town hasn’t diminished with his arrest, that’s for sure. Last week a man was killed at the barbershop, another in the market, and a third in a moto-repair shop. 

So how is this affecting our daily lives? More of the same really. We dash to town as early as possible and pick up our supplies, then hunker down in La Yacata for the rest of the day. More and more groups have also been gathering in our little corner of the world, since gatherings are still prohibited in town. In fact, this weekend, there were so many people sitting around on buckets, that my son felt the need to put on his mask to bring the horses in from the pasture. 

Fortunately, we have plenty to do to keep us busy. I am still writing and teaching to make ends meet. My son continues with his online prepa courses. Our animals entertain us when they can. Plus we have plenty of good movies to watch and unlimited books via kindle. Overall, we are in a much better position than those that tried to avoid the plague in the middle ages. Wouldn’t you agree?

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Filed under Economics, Education, Health, Politics, Safety and Security, Small Business in Mexico